Life and Health Insurance License Exam Study Guide & Practice Test (2026)
471+ adaptive flashcards across 8 topics. Pass your exam in as little as 30 minutes per day. Pass guarantee included.
471+ questions · 8 topics · Pass Plan · Works on phone, tablet & desktop
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Official Exam Format
What to Expect on the Life and Health Insurance License Exam
150
Questions
180m
Time Allowed
70%
To Pass
Life and Health Insurance License Exam Domains & Weights
Life and Health Insurance License Exam Flashcards by Topic
471+ practice questions across 8 topics.
Exam format, topics, registration, and how to pass.
Free Sample
20 Quick Life and Health Insurance License Exam Questions
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How Prepdex Compares
Most students either study alone with no structure or pay for tools that are just question banks. Prepdex is the complete system.
| On Your Own | Other Exam Prep | Pass Plan | |
|---|---|---|---|
| Tells you what to study each day | ✗ | ✗ | ✓ |
| Spaced repetition built in | ✗ | ✗ | ✓ |
| Finds and focuses on your weak areas | ✗ | ~ | ✓ |
| Practice tests that match the real exam | ✗ | ✓ | ✓ |
| Flashcards, guides & tests in one place | ✗ | ✗ | ✓ |
| Shows when you're ready to pass | ✗ | ✗ | ✓ |
| Pass guarantee | ✗ | ✗ | ✓ |
What Students Say
"Insurance exam prep is expensive everywhere else. This was half the price and I passed first try."
— Rachel B.
"The weak area focus saved me. I kept getting tripped up on annuities until the targeted practice kicked in."
— David N.
"Studied on my phone during lunch breaks. Passed Life and Health first try."
— Keisha J.
Frequently Asked Questions
What is the passing score for the Life and Health Insurance License Exam?
The passing score for the Life and Health Insurance License Exam is 70%. The exam has 150 questions and you have 180 minutes to complete it.
How many questions are on the Life and Health Insurance License Exam?
The Life and Health Insurance License Exam has 150 questions and a time limit of 180 minutes — about 72 seconds per question. Questions are drawn from 7 topic domains.
How long is the Life and Health Insurance License Exam?
The Life and Health Insurance License Exam is 180 minutes long (3 hours). It consists of 150 questions requiring a 70% score to pass.
What topics are on the Life and Health Insurance License Exam?
The Life and Health Insurance License Exam tests 7 domains: Life Insurance Basics (18%), Life Insurance Policies (16%), Annuities (10%), Health Insurance Basics (18%), Health Insurance Policies (14%), Federal & State Regulations (14%), Ethics & Producer Responsibilities (10%). Your pass plan covers all of them with spaced repetition scheduling so you review each topic at the optimal time.
How many times can I retake the Life and Health Insurance License Exam?
Retake policies vary by state and licensing board. Check with your licensing authority for current wait times and fees between attempts. Most students who follow a structured study plan pass on their first attempt.
How long is the Pass Plan?
Pass Plan for the Life and Health Insurance License Exam. Short daily sessions (15-30 minutes) with spaced repetition are more effective than long cram sessions. Your plan structures each session with timed blocks and breaks.
What's free and what's paid?
The free readiness check gives you practice questions, a domain-by-domain score breakdown, and a personalized study plan — no account required. Ad-free unlimited access, all 8 topic decks (471+ questions), timed practice tests, readiness score tracking, spaced repetition, and the Exam Pass Guarantee are $29.99 (one-time payment, lifetime access).
What is the Exam Pass Guarantee?
Follow your study plan, master 80%+ of topics, score 75%+ on practice tests, and study consistently. If you don't pass your official exam, we refund your purchase. Full terms here.
Is the practice test really free?
Yes. Take a free 20-question practice test to see where you stand. We'll show your score by topic and recommend the right plan based on your results.
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